Privacy Policy

1. Introduction

MI Your Ventures LLC ("Company," "we," "us," or "our") operates the website miyourventuresllc.com (the "Site"). This Privacy Policy describes our practices regarding the collection, use, and disclosure of information we receive from users of our Site and services.

By using our Site or submitting information to us, you consent to the practices described in this Privacy Policy. If you do not agree with this Privacy Policy, please do not use our Site or services.

2. Information We Collect

Information You Provide Directly

When you submit a loan inquiry or contact us, we may collect:

• Contact Information: Name, email address, phone number, mailing address
• Business Information: Company name, entity type, business address
• Financial Information: Investment experience, property portfolio details, deal specifics
• Property Information: Property address, purchase price, renovation budget, ARV estimates, exit strategy
• Loan Request Details: Loan amount requested, loan type, timeline
• Communications: Any messages, questions, or information you provide through our contact forms or email correspondence

Information Collected Automatically

When you visit our Site, we may automatically collect certain information, including:

• Device Information: IP address, browser type, operating system, device identifiers
• Usage Information: Pages visited, time spent on pages, links clicked, referring website
• Location Information: General geographic location based on IP address

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our Site. Cookies are small data files stored on your device. You can control cookie settings through your browser, but disabling cookies may affect Site functionality.

3. SMS/Text Messaging

What Messages You May Receive

If you opt in to receive SMS communications, you may receive text messages related to:

• Loan inquiry confirmations and follow-ups
• Application status updates
• Document requests and reminders
• Appointment confirmations and reminders
• Closing notifications
• Promotional offers and financing opportunities (if opted in)

Message Frequency

Message frequency varies based on your loan inquiry status and communication preferences. You may receive multiple messages during active loan processing.

Opting Out of SMS

You can opt out of receiving text messages at any time by:

• Replying STOP to any text message you receive from us
• Contacting us at [email protected]
• Calling us at (774) 277-7154

After opting out, you will receive a confirmation message and no further SMS messages will be sent unless you re-subscribe.

Help

For help with SMS messaging, reply HELP to any message or contact us at (774) 277-7154 or [email protected].

Costs and Carrier Information

Message and data rates may apply. Depending on your mobile carrier plan, you may be charged for text messages. MI Your Ventures LLC is not responsible for any fees charged by your mobile carrier. Check with your carrier for details about your text messaging plan.

Supported Carriers

SMS messaging is supported on most major U.S. carriers including AT&T, Verizon, T-Mobile, Sprint, and others. Carriers are not liable for delayed or undelivered messages.

SMS Data Usage

We use your phone number solely for the purposes described in this policy.

We do not sell, rent, or trade your phone number or SMS consent information. Your mobile information is used exclusively to communicate with you about your loan inquiry and, if separately opted in, promotional offers from MI Your Ventures LLC only.

4. How We Use Your Information

We use the information we collect for the following purposes:

Purpose	Description
Process Loan Inquiries	Review and evaluate your loan request, communicate about potential financing options, and process applications
Communicate With You	Respond to inquiries, provide updates on your application, and send relevant information about our services
Underwriting and Due Diligence	Verify information provided, assess creditworthiness, evaluate property and deal viability
Improve Our Services	Analyze usage patterns, enhance Site functionality, and develop new services
Legal Compliance	Comply with applicable laws, regulations, and legal processes
Fraud Prevention	Detect and prevent fraudulent activity, protect our business and users

Third party sharing

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. How We Share Your Information

We may share your information with the following categories of third parties:

Service Providers

We use GoHighLevel (GHL) as our customer relationship management and form processing platform. Your information submitted through our Site is processed and stored through GHL's systems. GHL's privacy practices are governed by their own privacy policy.

Business Partners

In connection with processing your loan request, we may share information with:

• Title Companies: To facilitate title searches and closing services
• Appraisers and Valuation Services: To assess property values
• Credit Bureaus: To obtain credit reports when authorized
• Insurance Providers: To verify insurance coverage
• Capital Partners and Lenders: To facilitate funding for approved loans

Legal Requirements

We may disclose your information if required by law, subpoena, court order, or other legal process, or if we believe disclosure is necessary to:

• Comply with applicable laws or regulations
• Protect our rights, property, or safety
• Investigate fraud or security issues
• Respond to government requests

Business Transfers

If MI Your Ventures LLC is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change.

6. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

We encourage you to use caution when transmitting sensitive information and to use strong passwords for any accounts.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. The retention period may vary based on the context and our legal obligations.

8. Your Rights and Choices

Access and Correction

You may request access to the personal information we hold about you and request corrections to any inaccurate information.

Opt-Out of Communications

You may opt out of receiving marketing communications from us by following the unsubscribe instructions in our emails or by contacting us directly. Note that you may still receive transactional or service-related communications.

Do Not Track

Our Site does not currently respond to "Do Not Track" browser signals. You can control cookies through your browser settings.

9. Children's Privacy

Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately so we can delete it.

10. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated policy on this page with a revised "Last Updated" date. Your continued use of our Site after any changes constitutes acceptance of the updated Privacy Policy.

12. Business-Purpose Lending Disclosure