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What is Earnest Money?

Earnest Money Deposits (EMD) are upfront funds paid by a buyer to show serious intent to purchase a property. Typically submitted when a purchase agreement is signed, this deposit is held in escrow and either applied to the purchase price or refunded at closing, depending on the outcome of the transaction.

What is EMD?

EMD provides buyers with fast, secure access to earnest money funds—helping them move forward confidently in real estate transactions. Our mission is to streamline the EMD process, making it simple and stress-free for buyers, sellers, and agents alike.

How Repayment Works

Funds from EMD are usually repaid at the close of escrow, either from proceeds of the transaction or through terms agreed upon in advance by all parties.